It’s not.

The boys are just really fuckin bad at the festival curves. I used to go every year (divorce and single income make the trip out of reach these days) and the first lap was always a hot mess into the curves. They’d sometimes go in 4 wide when there’s really a single line through the curves. Makes for exciting racing for sure.

As a cat owner, cats are nasty.

They step all over where they pee and poop and then walk all over everything, often times tracking litter with them.

Let’s find the middle ground with Nazi’s too!

Two things in a row it seems. This is weird.

It’s really stunning. I’m having the same reaction.

Yep, starting back up with that now. We’re also coming into flu season soon which is def mask season.

Great callout on it working best when lm you’re already out of debt.

Consider finding a budgeting tool to help. I use YNAB (though it’s gotten kind of expensive at $15/month) that keeps me in line. It’s a cash spending budget model that keeps me focused and away from credit card debt and ultimately saves me far, far more than the $15/month fee. It’s especially helpful if you have shared finances with a partner.

There are lots of good options out there from free to more expensive than YNAB, but a good tool can go a long way to helping you maximize what cash you do have.

One thing I’d change here is the credit card thing.

Not using a rewards credit card (like it’s a debit card) is leaving money on the table. I get 1-5% on every purchase I make and never pay interest because I pay the credit and as I go, never spending more than cash I have on hand.

Granted, this is a discipline thing and not everyone can trust themselves with a credit card, but if you can get that under control, you should absolutely be using a credit card for all spending unless the fee to do so is greater than the reward.

What do you mean by get past the language?

Same way you pop a zit.

Squeeze it.

Being enby, you guys feels weird when I’m included in it.

Lmao, my PITI is 3300/month and I live in a 1000sqft rambler that’s in ok shape in the first city that’s considered affordable outside of the Seattle region. All my job prospects are here or in similar markets, and rent for something comparable isn’t far behind what I’m paying (was paying $3k/month for a 2 bed apartment before buying last year) for my house.

Are there cheaper markets? Yea. Are there jobs for me in those markets? Lmao, no.

I bought last year and there was nothing in the process that wanted either of us to have life insurance.

I’ve got a friend who’s apartment got burned out due to a fire beneath them. She didn’t have renters insurance which has made the whole debacle an even bigger pain in the ass than it needed to be. If she’d had insurance her insurance company would have handled everything, instead she had to fight with the person who caused the fire’s insurance herself. She’s picked it up since then and is paying about $30/month.

Renters insurance is so damn cheap every renter should have it. And for a few extra dollars add on a personal articles policy so if shot gets stolen it’s covered. I had two $2k bikes stolen from an old apartment and insurance paid out full replacement value on them with no issue and I got a nice upgrade.

Get a decent raise so that I can do more than just make ends meet and can stop delivering for DoorDash.

I switched full time to bing last month and have so far not missed google at all.

I’d rather not just go to another mega corp, but the rest that I tried out just didn’t get the results I was looking for.

His sugar tariffs have driven food prices in the US far above the rest of the world.

I got money from my ex’s family to buy my house in my 30’s.

Yea, and the response has been ‘I’ve been eating food I’ve grown here for 20 years and I’m totally fine!’