

In my opinion, something is wrong with your Garmin Zones.
How is your garmin calculating Zones?
Garmin fitness devices assign heart rate zones based on your maximum and resting heart rates set in your user profile
so check that Max. and Rest HR are correctly set and change them if needed
My best guess is your Maximum HR is set wrong (too low). Look in your training logs what’s your max HR in some intense activities, and considering some unaccurancies you can make a good stimation of your Max HR. This applies IF you do some intense runs/exercise. You need to go hard for some minutes. At your age, unless some unlikely conditions, you should reach about 180 bpm.
XD you better serve yourself by 🍿📺 😅
My guess is not long/hard enough to impact aerobic or anaerobic systems (relative to your current fitness level)
Never useless though 😉