lennier

I switched to an ISP with transparent pricing the instant Openreach fttp came to my area

Mid contract price rises and overcharging customers who don’t want, remember or know how to to play the game with virgin media retentions can get to fuck

In the UK, as long as you are able to track your finances well enough to ensure you repay the balance in full each month (you can arrange for this to happen automatically), there’s no reason not to use a credit card.

You should especially use it for purchases over £100 as by law card issuers are jointly liable for problems with goods purchased, so if I have a warranty issue the retailer won’t help with I can go through section 75 with my bank

I have never purchased something on a credit card and had it on the balance long enough to pay interest though, the rates are insane.

No-one in Britain would even think about tax implications, because there is a generous tax allowance on sales of private possessions, and private vehicle sales are wholly exempt

Last time I sold a vehicle the guy paid me via a bank transfer and the money was in the account by the time I’d loaded by banks app to check. So yeah, very different. I haven’t touched a note in at least four years