I think these are good points - desktop environment will be the most immediately impactful choice; then once you’re settled a little into the Linux way you might start making choices about the package manager, eco-system and community philosophy.
But as you said, take your home directory with you and switching or exploring a little isn’t a pain at all.
It’s kind of my take as well, personally don’t really care but that in turn means I also don’t really care for a change.
But it also appears like a lot of people espouse the ‘who cares about this’ with a strong slant of simultaneously defending the status quo. I honestly felt the same when there was the whole master -> main phrasing change in a lot of git repository hosters.
Someone forgot to put the unix in the porn.