Victor Villas

mostly inactive, lemmy.ca is now too tainted with trolls from big instances we’re not willing to defederate

  • 3 Posts
  • 123 Comments
Joined 2 years ago
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Cake day: July 9th, 2023

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  • I agree but we don’t even have to get that far. No institution should rely on SIN secrecy. It’s as simple as that. It should be treated as semi-publicly available information like birthdates and important stuff like opening a bank account should require more factors of authentication.

    Several countries don’t create these secret numbers that “no one should have but you” without having to rely on revoke-able tokens and whatnot. Like many things, crypto has a clever solution for this but the current status quo is so bad that a not-stupid approach would already be quite the improvement.

















  • I did not downvote, but I’d like to offer my point of view.

    Owning a home IS an investment. Renting is not.

    I think this is a superfluous distinction. Purchasing real estate can be an investment vehicle if you aim to recoup the investment through appreciation (land speculation) or income generating usage (like rentals). It may also not be an investment if you just want to purchase a property to live in it - this is a passive asset, much like a car. You can “rent” your car (and time) to the gig economy, and car prices can rise and you can make a profit by selling one, but in a stable supply market that’s not the norm so cars are generally not regarded as investments. Conversely, renting retail space for commercial usage is an obvious example of income generation on top of a rented property, so rental costs are a factor in other types of investments.

    Nobody would want to own a home if they didn’t get some kind of return on investment when it came time to scale down/retire/put it in your will, etc.

    Plenty of people want to own a home regardless of financial returns. Ownership has its perks, there are plenty of people willing to pay for it. It is a bit of a luxury good nowadays, but one that is very entrenched in most cultures as a symbol of “making it”.




  • I think it is hard. All their platforms look the same, it’s difficult to find their voting records. Even their promises can’t be trusted.

    Here’s the key to democratic participation: you have to keep paying attention to politics. Even if voting records were easy to find, it’s SUPER hard to form an opinion because you’d need to recover all the context and discussions during the voting times. Sometimes good politicians will vote against decent laws due to practicalities that you’ll miss if you just glance at a table.

    So it is hard to filter for candidates who “do good for regular Canadians”, not because it’s hard to find information, but because most people are trying to cram the elections, and you really can’t. If you’re not willing to spend that energy keeping up with politics, find someone you trust that do and just ask that person for a detailed opinion.